Tips for Buying a Home 10 comments

Here are several tips for buying a home:

1. Checking Your Credit Beforehand

Get approved for a loan before you start looking at properties so you know what purchase price you can afford.

When it comes time to apply for a mortgage loan, some first-time home buyers have a difficult time because they they have bad credit.  A poor credit score could negatively affect your mortgage payments.  If your credit is not so good talk to your lender about helping you repair your credit.  Also avoid buying large ticket items (like a car) after you start the purchasing process.

2. Get a Home Inspection

The most important part of the home buying transaction, after the contract has been signed is the home inspection.

One reason a home buyer may skip the inspection is to save some money.  This may save a few bucks, but a month later it’s discovered the house is infested with termites or there is a leaky faucet.

Finding a good home inspector is crucial.

3. Find a Good Realtor 

Interview several Realtors before choosing.  Ask them their strategy for finding your dream home.  Make sure they are familiar with the area you’re interested.  For example, one that is close to shopping and transportation or good schools.    Also let them know what type of  neighborhood you want to live in for example quiet versus lively.  Keep in mind potential buyers should not use the seller’s agent to represent them. “There is a conflict of interests when the buyer uses the seller’s agent, whose primary goal it is to achieve the highest price for the property.”


4. Visit the Neighborhood

Visit the neighborhood at different times of the day and week to get an idea of  the characteristics.  It may be quiet  during the day, but at night there are more noises and activity.



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10 thoughts on “Tips for Buying a Home

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  • Bhuti

    Last month I had a home inspection done on my house and the frcuane was missing the safety switch behind the panel. This is a switch that automatically shuts the system off to prevent people from getting electricuted when the panel is opened. The frcuane and AC work fine cools and heats up the house well and the master switch works fine as well. Since the system is operational without any problems, is the missing safety switch a defect that the homeowner needs to fix for the homebuyer?

  • Talia

    I used a home inspector when I bouhgt my first home and I’m glad I did. I bouhgt my home through Taylor Morrison and they suggested that I have a home inspector check everything out before I moved in. I really recommend them, and when you request information from their website you’ll be entered in to a contest to win a dream vacation. I think that home inspectors can save a new buyer a lot of hassle down the road.